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MacroJuly 20, 20268 min read

Understanding Treasury Auctions

How the US government borrows money and why it matters for your portfolio.

How Bond Auctions Work

The US Treasury auctions off debt to fund government operations. Here’s what actually happens…

Types of Auctions

Competitive Bids

Large institutions bid with specific yields they’re willing to accept.

Non-Competitive Bids

Individuals agree to accept whatever yield is determined at auction.

Why It Matters

The Treasury auction determines the risk-free rate, which is the foundation for pricing every other asset.

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